PRIVACY POLICY
School Financial Services, LLC
Effective Date: January 1, 2026
1. Introduction
School Financial Services, LLC ("Company," "we," "us," "our," or "SFSL") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial software tools, including but not limited to the TEEOSA Calculator, Property Valuation Estimator, and Budget Planner ("Services").
Please read this Privacy Policy carefully. If you do not agree with our policies and practices, please do not use our Services.
2. Information We Collect
2.1 Information You Provide
We collect information you directly provide to us, including but not limited to:
• Contact Information: Name, email address, phone number, mailing address, and other contact details
• School/District Information: School or school district name, location, and identification numbers
• Financial Data: Financial information entered into our calculation tools, including budget figures, property valuations, revenue projections, and other financial metrics
• Account Information: Username, password, and account preferences
• Communication Data: Messages, inquiries, feedback, and support requests
2.2 Automatically Collected Information
When you access our Services, we automatically collect certain information about your device and browsing activity:
• Device Information: Browser type, operating system, device type, IP address, and device identifiers
• Usage Data: Pages visited, time spent on pages, links clicked, search queries, and interaction patterns
• Location Data: General geographic location based on IP address
• Cookies and Similar Technologies: Session identifiers and tracking technologies
2.3 Third-Party Information
We may receive information about you from third-party sources, such as publicly available databases, data brokers, or other service providers, to improve our Services and verify information you provide.
3. How We Use Your Information
We use the information we collect for the following purposes:
• Providing and Improving Services: To deliver, maintain, and improve our financial software tools and Services
• Account Management: To manage your account, authentication, and access to the Services
• Communication: To respond to your inquiries, send account updates, and provide customer support
• Marketing and Outreach: To send promotional materials, newsletters, and information about new features or services (you may opt-out at any time)
• Analytics and Research: To analyze usage patterns, understand user needs, and conduct research to enhance our Services
• Legal Compliance: To comply with applicable laws, regulations, court orders, and legal obligations
• Security: To detect, prevent, and address fraud, security incidents, and other malicious activities
4. Information Sharing and Disclosure
4.1 When We Share Information
We do not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:
• Service Providers: We may share information with third-party vendors, contractors, and service providers who assist us in operating our Services (e.g., hosting providers, analytics services, payment processors)
• Legal Requirements: We may disclose information when required by law, court order, subpoena, or governmental request
• Business Transfers: If we merge, acquire, or sell assets, your information may be transferred as part of that transaction
• Consent: We may share information when you provide explicit consent
• Protect Rights: To enforce our Terms of Service, protect our rights, privacy, safety, or property, or that of our users
4.2 Data Processors
Our service providers and data processors are contractually obligated to maintain the confidentiality and security of your information and to use it only for the purposes specified.
5. Data Security
We implement comprehensive technical, administrative, and physical security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:
• Encryption: SSL/TLS encryption for data in transit
• Access Controls: Restricted access to personal information to authorized personnel only
• Secure Servers: Data stored on secured, password-protected servers
• Regular Audits: Periodic security assessments and vulnerability testing
• Incident Response: Procedures to respond to and address security breaches
While we strive to protect your information using reasonable security measures, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security, and you use our Services at your own risk.
6. Cookies and Tracking Technologies
6.1 Cookies
We use cookies and similar tracking technologies to enhance your experience, maintain your session, and gather analytics. Types of cookies include:
• Essential Cookies: Required for authentication and site functionality
• Preference Cookies: Store your preferences and settings
• Analytics Cookies: Help us understand how users interact with our Services
• Marketing Cookies: Used to deliver relevant content and advertisements
6.2 Controlling Cookies
You may control cookie preferences through your browser settings. Most browsers allow you to refuse cookies or alert you when cookies are being sent. Please note that disabling cookies may affect your ability to use certain features of our Services.
6.3 Analytics
We may use third-party analytics services (such as Google Analytics) to collect and analyze usage data. These services may have their own privacy policies governing the data they collect.
7. Your Privacy Rights and Choices
7.1 Access and Correction
You have the right to access, review, and correct your personal information. To request access or make changes, please contact us using the information in Section 10.
7.2 Data Deletion
You may request deletion of your personal information, subject to certain legal and operational limitations. We will honor your request unless we are required to retain the information for legal, regulatory, or business purposes.
7.3 Opt-Out
You may opt-out of receiving marketing communications by following the unsubscribe instructions in our emails or by contacting us directly.
7.4 Do Not Track
Some browsers include a "Do Not Track" feature. Our Services do not currently respond to Do Not Track signals, but you may control tracking through your browser settings and cookie preferences.
8. Data Retention
We retain personal information only for as long as necessary to fulfill the purposes for which it was collected or as required by law. The retention period may vary depending on the type of information and the purposes we use it for.
9. Third-Party Links and Services
Our Services may contain links to third-party websites and services that are not operated by us. This Privacy Policy does not apply to third-party websites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party services before providing your information.
10. Children's Privacy
Our Services are designed for school administrators, educators, and financial professionals. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information and terminate the child's access to our Services.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The updated version will be effective as of the date posted. We will notify you of material changes by updating the "Effective Date" at the top of this policy or by sending you an email notification.
Your continued use of our Services following the posting of changes constitutes your acceptance of the updated Privacy Policy.
12. International Data Transfer
Our Services are currently operated primarily within the United States. If you are accessing our Services from outside the United States, please be aware that your information may be transferred to, stored in, and processed in the United States, which may have different data protection laws than your country of residence. By using our Services, you consent to the transfer of your information to the United States.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
School Financial Services, LLC
Email: schoolfsllc@gmail.com
Mailing Address: 977, S River Birch Ln, Columbus, Nebraska
We will respond to your inquiry within 30 days.
14. California Privacy Rights (CCPA)
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):
• Right to Know: You have the right to know what personal information we collect, use, and disclose
• Right to Delete: You may request deletion of your personal information
• Right to Opt-Out: You may opt-out of the sale or sharing of your personal information
• Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights
To exercise any of these rights, please contact us using the information in Section 13.
15. Additional Disclosures
• Data Breach Notification: In the event of a data breach affecting your personal information, we will notify you as required by applicable law
• Third-Party Verification: We may use third-party services to verify and validate the information you provide
• Business Continuity: In case of business transition (merger, acquisition, bankruptcy), your information may be transferred
School Financial Services, LLC
Copyright 2026